MediShield Life: Meaning for Citizens and PRs
MediShield Life is Singapore's basic national health-insurance scheme covering all Singapore citizens and permanent residents against large medical bills for life, regardless of age or pre-existing conditions.
Key facts
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Coverage includes eligible inpatient, day-surgery and selected outpatient treatments, subject to current claim limits and exclusions.
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MediSave may be used to pay MediShield Life premiums.
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Citizens and PRs can have different subsidy treatment under current healthcare rules.
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MediShield Life is basic insurance and does not cover every medical cost in full.
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It is a healthcare-financing scheme, not an immigration pass or PR assessment criterion.
Related terms
Singapore Permanent Residence
Singapore permanent residence (PR) is an immigration status that lets a non-citizen reside in Singapore on a permanent basis and work without an employer-sponsored work pass.
Central Provident Fund
The Central Provident Fund (CPF) is Singapore's mandatory social-security savings system for eligible Singapore citizens and permanent residents, funded through employer and employee contributions and used for retirement, housing and healthcare purposes.
Housing & Development Board
The Housing & Development Board (HDB) is Singapore's public-housing authority, responsible for planning and developing public housing and administering related housing programmes.